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* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Got Questions About Financing a New or Used Toyota? We've Got Answers!

Not everyone can be a Toyota financing guru-that's what our this online calculator and our Financing Department are for, after all. But if you'd like to shore up your auto financing knowledge or simply get a few burning questions answered, this quick FAQ can help with that.

Of course, don't forget to take advantage of this payment calculator to get an estimate of what your monthly payments might be if you choose to go with a loan from DCH Toyota City!

Looking for an answer to a question we haven't covered hear? Drivers from the White Plains/New Rochelle area are invited to give us a call at (877) 316-3927-our team is friendly and knowledgeable, so don't worry, we'll get you the info you need!

Should I Lease My Next Toyota or Buy It with an Auto Loan?

While we can't make that decision for you, our team here will be happy to weigh your options with you and go over the differences between a lease and a loan and what kind of ownership experience you can expect from each. For example, a lease comes with more restrictions, but at the end of your lease period, you return the vehicle and can move on to something new; on the other hand, a vehicle you buy with a loan is yours to do with as you please, but there's no turning it back in-if you want to part ways with it, you'll have to sell it. There are other important differences to consider, so make sure you discuss all your options and needs with a financing professional.

Can I Finance a Used Car?

Yes! In fact, new or used, many people from Mamaroneck or Yonkers choose to finance their car purchases. Leases are a different story, however; while financing the purchase of a used vehicle with a loan is commonplace, very few dealerships offer leases on pre-owned models.

Will I Qualify for an Auto Loan with Bad Credit?

Without looking at your finances, we can't say one way or another whether you'll qualify, but we can tell you that we are proud to work with folks from Rye or Port Chester with less-than-excellent credit, even if that means no credit at all!

Because each financing situation is different, it's impossible to say who qualifies and who doesn't without getting down to the individual level, but we have confidence that our team can find a financing solution that fits with your unique budget and credit history, so even if you have bad credit, don't count yourself out!

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