Finance Application

Contact Information*

Address Information*

Employment Information*

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Banking Information*

Co-Applicant Information

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information*

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Financing Application at DCH Toyota City

When You Apply for Credit Online, You Save Time & Hassle at the Dealership!

No one likes to stay focused on paperwork at a dealership, especially when you could be focused on all the handsome new Toyota models we have on our lot. In the interest of saving time and maximizing happiness, we're happy to provide this handy online financing application. This way, you can apply for credit toward auto financing from the comfort of your own home, and our form is fully encrypted to a safe, secure application. Go ahead and apply now to get the ball rolling on your next new Toyota car, crossover, SUV, or truck.

Got some financing questions? Financing answers found right here!

Whether this is your first vehicle purchase or your fifth, it never hurts to brush up on your auto financing knowledge. Car loans are one of the most popular ways to get behind the wheel of a great new Toyota Camry, Corolla, RAV4, Prius, Highlander, or Tacoma, so here are some FAQs we get here at DCH Toyota City from folks in our neck of the woods. If you're a driver from Mamaroneck, Yonkers, New Rochelle, White Plains, Rye, or Port Chester, take a moment to comb through these quick questions, and if you're ready, take a moment to apply for financing using the hand form on this page! It's quick, easy, and it'll save you measures of time and stress once you're here with us in our dealership.

What are car loan interest rates?

Car loan interest rates refer to the interest rate paid on your vehicle loan. This rate is set by the bank, and is displayed as a percentage. For example, a 60-month loan might have an interest rate of 4.35%, and that means that once you're finished paying off the loan, you'll pay back 4.35% of the total loan in addition to the cost of the loan.

What are car loan interest rates based on?

Interest rates are based on a handful of factors, some rather transparent and others more difficult to decipher. The most obvious one would be credit score; in general, the higher your credit score, the lower you can expect your interest rate to be, because your credit score demonstrates that you're not a high risk for the loan agency. Other factors affecting interest rates include down payment, new car vs used car financing, your loan-to-income ratio, and your profession/length of tenure. These are all used to assess whether you pose a high- or low-risk candidacy for the loan, and from there, interest rates are finalized.

How much car loan will I be approved for?

This is a question we can't answer for you right here, but it's something we're more than happy to discuss in-person. Because auto financing is personal, and it differs from one individual to the next, there's no way for us to know what you'll be approved for without seeing your finances or application. One sure-fire way to find out? Apply for credit using our handy online application and we'll get the decision to you ASAP-that way, you won't have to wonder, you'll have the answer in-hand!

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